SKILLEMALL.ai
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BF card-value

Estimate first-year value for one major-US credit card given an optional spending breakdown. Returns welcome bonus + estimated earn + credits minus annual fee. Use when the user wants a quick value check.

ClawHub Agent Skills author: Jiahong (Hong) v1.0.1 MIT-0 3 files body ≈ 406 tokens Open the sourceclawhub.ai↗ analyzed 2 d ago

As a process F 55/100 · Will not run — References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml

ReferenceInfrastructuretype and topics are labelled automatically from the skill text
Runs in: OpenClaw Claude / Claude Code ChatGPT / Codex Gemini CLI Cursor GitHub Copilot / VS Code Qwen Code Kimi Code CLI Z.ai (GLM) DeepSeek (Deep Code) Mistral Vibe LangChain (deepagents) Goose OpenCode
JSON
Technical rating
B
87/100
safety, quality, tests
Safety 60%
100
Quality 40%
68
Run on models
none yet
Process rating
F
55/100
Will not run
References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
Tools and files w 18
0
Result and completion w 14
0
Progress reporting w 2
0
the three weakest of ten parameters · all ten

How to improve

  1. The text references files that are not there: add them or drop the references.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning missing-ref reference to a missing file: ../card-identity/SKILL.md
  • warning missing-ref reference to a missing file: ../card-shared/source-policy.yaml
  • warning missing-ref reference to a missing file: ../card-shared/command-contracts.yaml
  • warning missing-ref reference to a missing file: ../card-shared/confidence-rules.md
  • warning missing-ref reference to a missing file: ../card-shared/normalization-rules.md

Process rating: all ten parameters 55/100

Will not run. References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
  • 0Tools and files. 5 referenced file(s) missing: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
  • 0Result and completion. Does not say what the result is
  • 0Progress reporting. Says nothing while it works
  • 60Failures and branches. 2 branches
  • 70When it triggers. States when to use, but not when not to
  • 70Inputs and preconditions. Inputs and preconditions are listed
  • 100Steps. 14 steps
  • 100Consistency. Name and required fields are in place
  • 100Execution cost. Instruction body is 406 tokens
  • 100Running it twice. No mutating operations

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • +4No input/output examples
  • +1No license
  • +2Single-language instructions
  • +3Description length 204: enough signal without eating the budget
  • +4Structure: 4 headings
  • +3Step-by-step instructions: 14 items

Quality base 70; lint remarks subtract, signals add up to 100. Result: 68.

External checks

ClawHub: clean
This skill is a straightforward credit-card value estimator that uses web research and arithmetic without asking for credentials, persistence, or account access.
LLM: benign (high) · VirusTotal: · 9 Aug 2026